Cash-to-Close Calculator
Add up the upfront cash you'll need to close — down payment, land transfer tax, legal fees and more.
Total cash to close
$175,175
Estimated upfront cash required
Down payment$160,000
Land transfer tax (Ontario)$12,475
Legal fees$1,800
Title insurance$400
Home inspection$500
Total cash to close$175,175
Legal, title and inspection figures are typical estimates — adjust to your quotes. Excludes mortgage default insurance (CMHC) where a down payment is under 20%.
Estimates only. Not financial, legal, tax, or mortgage advice. Confirm with your lawyer, lender, or mortgage professional.