Affordability Calculator

See an estimated purchase budget from your income, debts and down payment.

Estimated maximum price
$585,426
Limited by your GDS ratio
Maximum mortgage$485,426
Down payment$100,000
Maximum price$585,426
Mortgage payment (P&I)$3,400/mo
All-in housing costincl. tax, heat & fees$3,900/mo

Uses GDS/TDS lending ratios and the 7% stress-test rate. Lenders vary — this is a guide, not a pre-approval.

Estimates only. Not financial, legal, tax, or mortgage advice. Confirm with your lawyer, lender, or mortgage professional.

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